Pet Insurance. Today’s Smart Choice.
Why pet insurance? Pet parents are not always prepared for the cost of their pet’s care, considering the advanced treatments now available. When my cat Rosie ate some metallic curly ribbon that was on a Christmas present, she couldn’t throw up the ribbon or pass it in her stool. It started to cut the insides of her stomach and she was throwing up blood and dehydrating from losing so much liquid from throwing up every 20 minutes.
Just the X-ray, the barrium they had to give her for the X-ray, the I.V. and the doctor visit ended up $700. They wanted to do an endoscopy which was $1700. I didn’t have the money or the insurance at the time. It was pretty horrible. Fortunately they got the ribbon out without having to do surgery but it was then that I realized how helpful having pet insurance would have been.
Over the past year the number of news articles written about the cost of veterinary care and the growing trend of pet health insurance has sky rocketed, creating a lot of talk and whole lot more information to research. But, don’t worry! Finding the pet insurance plan that’s right for you and your pet can be easy with just a couple of key points to consider.
From treating minor injuries to providing advanced diagnostics and surgeries, pet insurance has improved to provide comprehensive coverage at an affordable cost. Consider the following when evaluating pet insurance plans:
- Does the policy provide comprehensive coverage for all accidents, injuries, and illnesses without hereditary and congenital condition exclusions?
- Are claims reimbursed based on your actual veterinary bill rather than benefit schedules or “usual and customary fees”?
- Does the plan limit benefits by placing per incident, per condition, annual, or lifetime caps on claims?
- Is the company highly rated at Pet Insurance Review? What do their customers say about their service and delivering on their promise?
There are a lot of great pet insurance plans out there. I liked all the great customer reviews from Healthy Paws Pet Insurance. Healthy Paws is also active in pet rescue and adoption through their Every Quote Gives Hope Program. So, when you request your pet insurance quote, you’ll be helping a homeless pet too!